Zero unites tax and wealth strategy around your real numbers — helping you uncover the moves to build the future you want.
Right now, you may have half a dozen spreadsheets, an advisor you can't get to respond to your questions, and a ChatGPT tab with your real numbers in it.
And it works, until it doesn't.
The gaps usually show up in the moments that matter most — a vesting window approaching, an exit taking shape, a deduction worth catching, a deadline that needs attention.
Those are the moments that cost you money, but more importantly they push you back from the future you're dreaming of. And worse, they're the decisions that you don't know you're making.
You're not doing it wrong. You're doing the smartest thing you can with what you have. We just think you've earned a better setup.
Zero handles your taxes, your portfolio, and the strategy between them. We connect to all of your accounts and calculate every move — every calculation expandable, every rule cited — staying ahead of every deadline that matters, so you stay ahead of every move you need to make.
When it comes to your wealth and your future — there's zero margin for error.
By invitation only
The advisor you need
The joint return saves real money at some income levels and costs it at others. You shouldn't have to guess which side you're on. Just ask.
Every account, marked to the day, against the past 12 months. What you’re watching isn’t a balance going up — it’s the slope of the next decade, in feet of elevation.
Paychecks, vests, dividends, tender offers, stock sales — every dollar tagged by source the moment it lands. The big months aren’t “income” — they’re “the Carta tender, November 14.”
Your tax burden, jurisdiction by jurisdiction, against what you’ve already paid. The difference between two bars decides “refund” or “still due” — knowing it three months early is what makes it actionable.
The difference
Math without context is just a calculator. We built a true computational engine to run the exact numbers on your portfolio and tax profile. Then, our intelligence layer connects those flawless calculations directly to the specific life you're trying to build—translating complex moves into plain English.
ChatGPT
GPT-5.4 · Jan 2026
“No meaningful difference.”
2025 vs 2026 — Is there a difference?
“AMT brackets and exemptions are indexed to inflation, but at your income level you're deep into AMT. Minor exemption changes won't materially change the outcome. Expect <$5–10K delta at most.”
Note that it did, in fact, change.
Zero
Zero · Jan 2026
+$15,229.50 federal.+$39,000 California.
| ISO spread (100,000 × $5.644) | $564,400.00 |
| Federal AMT, 2025 forms | $157,178.50 |
| Federal AMT, 2026 forms | $172,408.00 |
| Delta | +$15,229.50 |
| California AMT, Form 540 line 61 | +$39,000.00 |
| Total cost of the wrong answer | $54,229.50 |
The invitation
Zero is built for the moment your financial life stops fitting on an annual checklist — when every decision starts shaping the decade ahead. Tell us what you want your wealth to mean for you, and we'll see if we're the right fit.
